We are an online provider of short-term loans that help start-ups, self-employed and small business owners if they only want to borrow between € 1,000 and € 10,000 for 30-60 days to refinance themselves until the next time they receive their money.
What does short-term credit mean for business start-ups?
If only a new printer needs to be purchased or the van, taxi or coffee maker needs to be repaired to keep its business running, then it does not necessarily have to be 11,000 or 20,000 euros to repair it. It may already be enough for a 2,000 euro loan.
It does not have to be 36 months, 30 days could be enough. The point is that with the next order, the next turnover the repair bill could be settled, but unfortunately in the acute appearance of the need situation is not enough money in the cash. Be it because a customer is paying too late or the bar has just been purchased. Especially in the start-up phase such a small financial hole can already have significant negative consequences. A loan for start-ups from BankFit helps quickly.
2,000 euros credit only until the next receipt of money
With the slide calculator on the right, you can now enter the desired sum and duration without any obligation and immediately see the resulting costs. What you will also see is that the term and amount of the loan are individually determinable by you. That means you can borrow just as much money at BankFit as you need on short notice, and just as long as you need to. The best: you will not incur any costs.
A loan for start-ups from BankFit has new credit criteria
As a start-up entrepreneur, small business owner or self-employed person, and we certainly do not have to explain that to you, it is not easy to get a loan from a bank because most banks like to see regular cash flow as a credit term. However, BankFit only grants short-term loans to entrepreneurs, small businesses and the self-employed, which can run for a maximum of 60 days. In this respect, your credit rating is also different. Our credit algorithms are specially designed to put the short maturity and very small amounts in a different ratio than, for example, a 36-month credit. Also, higher sums mean a higher default risk.
On the other hand, as a borrower, you should not lose sight of the short term. The credit up is just a bridging loan and not a long loan. Communicating this responsibility is one of our main concerns. That means you have maximum flexibility because you do not have to go into debt for a long time, but you also have to be able to repay fairly soon.
BankFit – a loan for entrepreneurs and startups
The BankFit credit points in a new future-oriented direction in the financial sector, for you as a start-up or you as a young startup, because:
- The credit claims are different
- They determine amount and duration
- There are no initial costs
- They only borrow for a short time and are thus quickly unloaded again
- BankFit is optimally adjusted to the needs of self-employed and small business owners
You have a question? Give us a call!